What's New at TVTFCU


Open a Savings Account now through September 30 and WE'LL PAY HALF of your initial required deposit of $25.00!*

Offer valid for anyone that falls within our field of membership through September 30, 2023. 
Offer not valid for existing TVTFCU members.

Learn About Our Savings Accounts


Photo Calendar Contest Winners!

Take a look at the 36 photos that received the most votes! They will be featured, along with our staff photos, in our 2024 Calendar.

See the Photo Calendar Contest Winners

Educators: Apply for Our Teacher Grant Award by October 2

We are proud of our history in the education community and are pleased to offer two grant awards, of up to $500 each, to educators who are members employed at a school in TVTFCU’s field of membership.

Learn More About Our Teacher Grant Award


Visa Credit Cards Starting at 9.99% apr!*

Get everything on your list this holiday season!


*Learn more about our Visa Credit Cards


Want to make some home improvements?
Or do you need cash for something else?
Tap into the equity in your home to get the cash you need with a
Home Equity Fixed Rate Loan or Home Equity Line of Credit!

Home Equity Fixed Rate Loans

Your home is one of the greatest assets you will ever own. Our Fixed Rate Home Equity Loan gives you the opportunity to use this asset in order to pay off high interest credit card bills, outstanding loans, or even just to do some home improvements.

Home Equity Line of Credit

A home equity line is a form of revolving credit, in which your home serves as collateral. Our Home Equity Line of Credit (HELOC) has a variable rate of (Prime + 0) and consists of a "draw period" of 10 years, and a repayment term of 15 years thereafter. Let your home work for you.

Learn More About Our Home Loans


Whether you're looking to buy a home or refinance your existing home, we have the right Mortgage for you!

The Tobacco Valley Teachers Federal Credit Union offers a variety of Mortgages to fit our member's needs.

Mortgages offered include:

  • Conventional
  • FHA & 203k Rehab Mortgage
  • VA Mortgage
  • USDA
  • HomeReady Conventional
  • Reverse Mortgage
  • Mortgage Express - for those looking to pay-off their mortgage in 15 years or less without going through the added time and expense of a residential first mortgage refinance. 

Mortgages are also offered in the following states through our Mortgage partner.
Massachusetts, Rhode Island, New Hampshire, Maine, Florida, Georgia and South Carolina

Learn More About Our Mortgages


Checking Accounts for Every Stage of Life

Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.

We offer Checking Accounts for the whole family!

  • myChoice Checking Account (ages 26 – 64)

  • myLife Checking Account (ages 16 - 25)

  • myTime Checking Account (ages 65 and over)

  • myChance Checking Account

Learn More About Our Checking Accounts


Member Discounts: Save on Auto and Homeowner's Insurance!

Contact our partner, Elaine Cieslak of Liberty Mutual Insurance for a free quote at 860-602-4279 or scan this QR code.

Get a Free Quote for Auto and Homeowner's Insurance

The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value. 



Important Update Regarding Checks

Due to an increase in mailbox thefts and fraudulent check washing* in our area, the credit union will no longer be cashing checks for non-members. What does this mean? If you write a personal check from your credit union account or give a credit union official check to an individual(s) that is not a credit union member, the individual(s) will not be able to come into the credit union and get cash for the check. The individual(s) will have to bring the check to their own financial institution to deposit or cash. As always, we encourage you to monitor your account(s) on a regular basis and contact the credit union immediately if you notice any suspicious activity at 860-253-4780.

*Check washing is the process of erasing details from checks to allow them to be rewritten, usually for 
criminal purposes such as fraudulent withdrawals from the victim's credit union or bank account.


Scam/Fraud Alerts

It has come to our attention that there are fraudulent scams going around calling people stating they are from their financial institution. The fraudsters can change the number on the caller id to look like it’s the financial institution calling. Please be careful, when in doubt DO NOT give any information to the caller and contact the credit union directly at 860-253-4780 or 800-749-8305 or stop in.

There has also been an increase in ATM fraud in our local area. Please remember to stay alert and check for skimming devices and/or any apparent damage before using ATM machines.

Here are some examples of skimmers and how to protect your information.



To learn more about the different types of fraud and how to keep your information safe, visit the

Federal Trade Commission


Your money is safe with us.

The news of the collapse and closure of Silicon Valley Bank followed by Signature Bank is unsettling and understandably causing concerns among consumers about the safety of their deposits. The Tobacco Valley Teachers Federal Credit Union remains very safe and very sound.  As a not-for-profit financial cooperative, our first priority are our members we serve.

  • Credit union deposits are insured, safe and secure.
  • Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.
  • Credit union members have never lost a penny of insured savings at federally insured credit unions.
  • Learn more about the credit union difference at YourMoneyFurther.com 
  • Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.


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