What's New at TVTFCU

Do you enjoy being a member of TVTFCU?
Tell your family and co-workers* to join as well!

Here's why...

- We're not-for-profit and member owned!

- We serve ALL school staff and their families in six Connecticut towns: Enfield, East Windsor, Windsor Locks, Windsor, Somers and Suffield.*

- We offer great rates on savings and loans!

Plus when they join by September 30th they'll get a COOL TVTFCU WATER BOTTLE!   (while supplies last)

*Learn more about who can Become a Member of TVTFCU


Summer Loan Special!
Get the money you need for vacations, a pool, home improvements and more!

Rate as low as 9.25% apr!*

Plus you can defer your 1st loan payment to September 30, 2024!*

*Learn more about our Summer Loan Special


Defer Your 1st Loan Payment on Any Consumer Loan to September 30, 2024!

Includes: Car Loans, Motorcycle loans, Boat Loans, RV Loans, Personal Loans and Saver's Loans!

Learn more about our Defer Your 1st Loan Payment Special


2024 Scholarship Recipient

Congratulations to our 2024 Scholarship Recipient, TVTFCU member Thomas Kennedy! 
Thomas received a $1,000 award to use towards furthering his education in Heavy Construction Equipment Technology.

Learn more about our Scholarship Award


New 18 Month Share Certificate Available
Earn more with a Share Certificate!

5.00% apr!*
18 Month Share Certificate - $1,000 or more

We also offer 1, 2 and 3 Year Share Certificates! Stop in and open one today!

*Learn more about our Share Certificates


We offer Visa Gift Cards and CUMoney Reloadable Prepaid Visa Cards!

Visa Gift Card

They make the perfect gift for graduations, Father's Day, weddings, bridal showers, teacher thank you's, and more... We have a variety of designs to choose from and offer a lower activation fee than most retailers.  

CUMoney Reloadable Prepaid Visa Card

This card is a good alternative to using cash when you're traveling anywhere in the world, for online shopping and much more. CUMoney Prepaid Reloadable Visa Cards are instant issue cards that can be loaded with $100 to $5,000.

Stop in and get what you need today!


School Staff: Open a Summer Pay Club and Get Paid All Summer Long

With this club savings account you can have a certain amount deducted from your pay each payday during the school year. At the end of the school year, we will automatically transfer 5 disbursements, bi-weekly, to your credit union Share Draft Checking Account. It's a great way to plan your finances!

Learn more about our Summer Pay Club Account


Visa Credit Cards Starting at 9.99% apr!*

Transfer your balances from your existing high interest rate credit cards and save money!


*Learn more about our Visa Credit Cards


Want to make some home improvements?
Or do you need cash for something else?
Tap into the equity in your home to get the cash you need with a
Home Equity Fixed Rate Loan or Home Equity Line of Credit!

Home Equity Fixed Rate Loans

Your home is one of the greatest assets you will ever own. Our Fixed Rate Home Equity Loan gives you the opportunity to use this asset in order to pay off high interest credit card bills, outstanding loans, or even just to do some home improvements.

Home Equity Line of Credit

A home equity line is a form of revolving credit, in which your home serves as collateral. Our Home Equity Line of Credit (HELOC) has a variable rate of (Prime + 0) and consists of a "draw period" of 10 years, and a repayment term of 15 years thereafter. Let your home work for you.

*Learn More About Our Home Loans


Whether you're looking to buy a home or refinance your existing home, we have the right Mortgage for you!

The Tobacco Valley Teachers Federal Credit Union offers a variety of Mortgages to fit our member's needs.


Mortgages offered include:

  • Conventional Mortgage

  • Home Ready and Home One Mortgages

  • FHA & 203k Rehab Mortgage

  • Home Possible Mortgage

  • VA Mortgage

  • USDA

  • HomeReady Conventional

  • Reverse Mortgage  (For those over the age of 62.)

  • Mortgage Express (For those looking to pay off their Mortgage in 15 years or less. Only for homes in Connecticut or Massachusetts.)

Mortgages are offered in the following states through our Mortgage partner.*
Connecticut, Massachusetts, Rhode Island, New Hampshire, Maine, Florida, Georgia and South Carolina

*Learn More About Our Mortgages


Checking Accounts for Every Stage of Life

Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.

We offer Checking Accounts for the whole family!

  • myChoice Checking Account (ages 16 – 64)

  • myTime Checking Account (ages 65 and over)

  • myChance Checking Account

Learn More About Our Checking Accounts



Important Update Regarding Checks

Due to an increase in mailbox thefts and fraudulent check washing* in our area, the credit union will no longer be cashing checks for non-members. What does this mean? If you write a personal check from your credit union account or give a credit union official check to an individual(s) that is not a credit union member, the individual(s) will not be able to come into the credit union and get cash for the check. The individual(s) will have to bring the check to their own financial institution to deposit or cash. As always, we encourage you to monitor your account(s) on a regular basis and contact the credit union immediately if you notice any suspicious activity at 860-253-4780.

*Check washing is the process of erasing details from checks to allow them to be rewritten, usually for criminal purposes such as fraudulent withdrawals from the victim's credit union or bank account.


Scam/Fraud Alerts

It has come to our attention that there are fraudulent scams going around calling people stating they are from their financial institution. The fraudsters can change the number on the caller id to look like it’s the financial institution calling. Please be careful, when in doubt DO NOT give any information to the caller and contact the credit union directly at 860-253-4780 or 800-749-8305 or stop in.

There has also been an increase in ATM fraud in our local area. Please remember to stay alert and check for skimming devices and/or any apparent damage before using ATM machines.

Here are some examples of skimmers and how to protect your information.



To learn more about the different types of fraud and how to keep your information safe, visit the

Federal Trade Commission


Your money is safe with us.

The news of the collapse and closure of Silicon Valley Bank followed by Signature Bank is unsettling and understandably causing concerns among consumers about the safety of their deposits. The Tobacco Valley Teachers Federal Credit Union remains very safe and very sound.  As a not-for-profit financial cooperative, our first priority are our members we serve.

  • Credit union deposits are insured, safe and secure.
  • Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.
  • Credit union members have never lost a penny of insured savings at federally insured credit unions.
  • Learn more about the credit union difference at YourMoneyFurther.com 
  • Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.


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