What's New at TVTFCU

Your money is safe with us.

The news of the collapse and closure of Silicon Valley Bank followed by Signature Bank is unsettling and understandably causing concerns among consumers about the safety of their deposits. The Tobacco Valley Teachers Federal Credit Union remains very safe and very sound.  As a not-for-profit financial cooperative, our first priority are our members we serve.

  • Credit union deposits are insured, safe and secure.
  • Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.
  • Credit union members have never lost a penny of insured savings at federally insured credit unions.
  • Learn more about the credit union difference at YourMoneyFurther.com 
  • Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.


What are you dreaming about this summer?
Let us help make it come true!
Apply for our Summer Loan Special!

Use the funds for vacations, a pool, home improvements and more!

Rate as low as 6.75% apr!*

Plus you can defer your 1st loan payment until September 30, 2023!*

*Learn more about our Summer Loan Special


Defer Your 1st Loan Payment on Any Consumer Loan Until September 30, 2023!

Valid on these loans: Car, Motorcycle, Boat, RV, Personal or a Saver's.

Interest will continue to accrue on the loan. Excludes all home loans and Visa Credit Cards.

View Our Loans Now



We have Visa Gift Cards and CUMoney Cards!

Visa Gift Cards are the perfect gift for Graduations, Father's Day, Weddings and more!

We offer a variety of designs and a lower activation fee than most retailers! Stop in and get some today!

CUMoney Prepaid Reloadable Visa Cards are instant issue cards which are a good alternative to using cash when you're traveling anywhere in the world, for online shopping, and more!

 They can be loaded with $100 to $5,000! Stop in and get one today!

*Learn more about our Visa Gift Cards and CUMoney Cards


Want to make some home improvements?
Or do you need cash for something else?
Tap into the equity in your home to get the cash you need with a
Home Equity Fixed Rate Loan or Home Equity Line of Credit!

Home Equity Fixed Rate Loans

Your home is one of the greatest assets you will ever own. Our Fixed Rate Home Equity Loan gives you the opportunity to use this asset in order to pay off high interest credit card bills, outstanding loans, or even just to do some home improvements.

Home Equity Line of Credit

A home equity line is a form of revolving credit, in which your home serves as collateral. Our Home Equity Line of Credit (HELOC) has a variable rate of (Prime + 0) and consists of a "draw period" of 10 years, and a repayment term of 15 years thereafter. Let your home work for you.

Learn More About Our Home Loans


School Staff: Open a Summer Pay Club Account and get paid all summer!

To help our members meet their expenses during the summer, the credit union offers a dividend earning solution called the Summer Pay Club. With this club account you can have a certain amount deducted from your pay each payday during the school year. This allows you to easily plan your summer finances!

Learn More About Our Summer Pay Club


Whether you're looking to buy a home or refinance your existing home, we have the right Mortgage for you!

The Tobacco Valley Teachers Federal Credit Union offers a variety of Mortgages to fit our member's needs.

Mortgages offered include:

  • Conventional
  • FHA & 203k Rehab Mortgage
  • VA Mortgage
  • USDA
  • HomeReady Conventional
  • Reverse Mortgage
  • Mortgage Express - for those looking to pay-off their mortgage in 15 years or less without going through the added time and expense of a residential first mortgage refinance. 

Mortgages are also offered in the following states through our Mortgage partner.
Massachusetts, Rhode Island, New Hampshire, Maine, Florida, Georgia and South Carolina

Learn More About Our Mortgages


Checking Accounts for Every Stage of Life

Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.

We offer Checking Accounts for the whole family!

  • myChoice Checking Account (ages 26 – 64)

  • myLife Checking Account (ages 16 - 25)

  • myTime Checking Account (ages 65 and over)

  • myChance Checking Account

Learn More About Our Checking Accounts


Member Discounts: Save on Auto and Homeowner's Insurance!

Contact our partner, Elaine Cieslak of Liberty Mutual Insurance for a free quote at 860-602-4279 or scan this QR code.

Get a Free Quote for Auto and Homeowner's Insurance

The insurance offered is not a deposit and is not federally insured by NCUA. The insurance is not guaranteed by the credit union nor an obligation of the credit union. The insurance may lose value. 

Scam Alert

It has come to our attention that there are fraudulent scams going around calling people stating they are from their financial institution. The fraudsters can change the number on the caller id to look like it’s the financial institution calling. Please be careful, when in doubt DO NOT give any information to the caller and contact the credit union directly at 860-253-4780 or 800-749-8305 or stop in.

To learn more about the different types of fraud and how to keep your information safe, visit the

Federal Trade Commission



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