What's New at TVTFCU

April is Youth Month at TVTFCU!

We strive to teach our youth members the importance of money management. We make it fun, as well as educational! 

Open an account today for your child or grandchild and help them learn life-long saving skills.

When you open a new Youth Account we'll DEPOSIT THE FIRST $5.00!*

Choose from the following:

Kirby Kangaroo Club

Kirby Kangaroo Club (ages birth - 12)

iSave Teen Club

iSave Teen Club (ages 13 - 17)

Please note our lobby is not open on Saturdays but our drive-up window is open from 9 a.m. - Noon.


  • Ask for your free book: Carnival Thrills & Dollar Bills!1
  • Stop in and guess the amount of jelly beans in the jar. The winner gets the jellybeans!
  • Find the “stars” and get a prize
  • Activity and coloring sheets


Pick up an application for our $1,000 Scholarship Award or download one now!
Deadline to apply is MAY 3, 2024.

Apply for a Sallie Mae Student Loan. We partner with Sallie Mae to offer our members an affordable way to pay for education.  

Youth members who are 16 - 17 years of age are eligible for the myChoice  Checking (Draft) Account 
and Visa ATM/Debit Card. Open one today!

1While supplies last.

Learn more about our Youth Accounts


New 18 Month Share Certificate Available
Earn more with a Share Certificate!

5.00% apr!*
18 Month Share Certificate - $1,000 or more

We also offer 1, 2 and 3 Year Share Certificates! Stop in and open one today!

*Learn more about our Share Certificates


School Staff: Open a Summer Pay Club and Get Paid All Summer Long

With this club savings account you can have a certain amount deducted from your pay each payday during the school year. At the end of the school year, we will automatically transfer 5 disbursements, bi-weekly, to your credit union Share Draft Checking Account. It's a great way to plan your finances!

Learn more about our Summer Pay Club Account


Visa Credit Cards Starting at 9.99% apr!*

Transfer your balances from your existing high interest rate credit cards and save money!


*Learn more about our Visa Credit Cards


Member Discounts: Save when you use Turbo Tax and H&R Block!

Take advantage of these exclusive benefits for TVTFCU members. Plus you can enter for a chance to win $10,000 from Love My Credit Union Rewards!

Learn more about our Turbo Tax and H&R Block member discounts


Want to make some home improvements?
Or do you need cash for something else?
Tap into the equity in your home to get the cash you need with a
Home Equity Fixed Rate Loan or Home Equity Line of Credit!

Home Equity Fixed Rate Loans

Your home is one of the greatest assets you will ever own. Our Fixed Rate Home Equity Loan gives you the opportunity to use this asset in order to pay off high interest credit card bills, outstanding loans, or even just to do some home improvements.

Home Equity Line of Credit

A home equity line is a form of revolving credit, in which your home serves as collateral. Our Home Equity Line of Credit (HELOC) has a variable rate of (Prime + 0) and consists of a "draw period" of 10 years, and a repayment term of 15 years thereafter. Let your home work for you.

*Learn More About Our Home Loans


Whether you're looking to buy a home or refinance your existing home, we have the right Mortgage for you!

The Tobacco Valley Teachers Federal Credit Union offers a variety of Mortgages to fit our member's needs.

Mortgages offered include:

  • Conventional
  • FHA & 203k Rehab Mortgage
  • VA Mortgage
  • USDA
  • HomeReady Conventional
  • Reverse Mortgage
  • Mortgage Express - for those looking to pay-off their mortgage in 15 years or less without going through the added time and expense of a residential first mortgage refinance. 

Mortgages are also offered in the following states through our Mortgage partner.
Massachusetts, Rhode Island, New Hampshire, Maine, Florida, Georgia and South Carolina

Learn More About Our Mortgages


Checking Accounts for Every Stage of Life

Are you content with paying steep fees on your Checking Account with another financial institution, simply because switching would be too much of a hassle? We make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our Checking Accounts provide.

We offer Checking Accounts for the whole family!

  • myChoice Checking Account (ages 16 – 64)

  • myTime Checking Account (ages 65 and over)

  • myChance Checking Account

Learn More About Our Checking Accounts



Important Update Regarding Checks

Due to an increase in mailbox thefts and fraudulent check washing* in our area, the credit union will no longer be cashing checks for non-members. What does this mean? If you write a personal check from your credit union account or give a credit union official check to an individual(s) that is not a credit union member, the individual(s) will not be able to come into the credit union and get cash for the check. The individual(s) will have to bring the check to their own financial institution to deposit or cash. As always, we encourage you to monitor your account(s) on a regular basis and contact the credit union immediately if you notice any suspicious activity at 860-253-4780.

*Check washing is the process of erasing details from checks to allow them to be rewritten, usually for 
criminal purposes such as fraudulent withdrawals from the victim's credit union or bank account.


Scam/Fraud Alerts

It has come to our attention that there are fraudulent scams going around calling people stating they are from their financial institution. The fraudsters can change the number on the caller id to look like it’s the financial institution calling. Please be careful, when in doubt DO NOT give any information to the caller and contact the credit union directly at 860-253-4780 or 800-749-8305 or stop in.

There has also been an increase in ATM fraud in our local area. Please remember to stay alert and check for skimming devices and/or any apparent damage before using ATM machines.

Here are some examples of skimmers and how to protect your information.



To learn more about the different types of fraud and how to keep your information safe, visit the

Federal Trade Commission


Your money is safe with us.

The news of the collapse and closure of Silicon Valley Bank followed by Signature Bank is unsettling and understandably causing concerns among consumers about the safety of their deposits. The Tobacco Valley Teachers Federal Credit Union remains very safe and very sound.  As a not-for-profit financial cooperative, our first priority are our members we serve.

  • Credit union deposits are insured, safe and secure.
  • Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.
  • Credit union members have never lost a penny of insured savings at federally insured credit unions.
  • Learn more about the credit union difference at YourMoneyFurther.com 
  • Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.


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