Savings Rates
The credit union offers competitive dividend rates for accounts such as our Share Savings Account, Youth Savings Accounts, Summer Pay Club, Holiday Club, Money Market Account and our various Share Certificates.
Share Savings Rates as of November 1, 2023
Type of Account | Prospective Annual | Prospective Annual |
|---|---|---|
| Regular Share Savings Account* | .01% | .01% |
| Kirby Kangaroo Club* | .01% | .01% |
| iSave Teen Club* | .01% | .01% |
| Summer Pay Club | .01% | .01% |
| Holiday Club | .01% | .01% |
| Health Savings Account (HSA) | .01% | .01% |
The above dividends are computed on your daily balance and paid quarterly. The dividend rate may change after the account is opened. The minimum balance required is $25.00 to earn the Annual Percentage Yield. Any fees incurred could reduce the earnings on the account.
Money Market Savings | Prospective Annual | Prospective Annual |
|---|---|---|
| $2,000 - $9,999 | 1.00% | 1.00% |
| $10,000 - $49,999 | 1.50% | 1.50% |
| $50,000 and up | 2.00% | 2.00% |
Money Market dividends are computed on your average daily balance and paid quarterly. Dividends are payable from current available earnings and cannot be guaranteed. Rates are subject to change without notice.
Share Certificates | Prospective Annual | Prospective Annual |
|---|---|---|
| 1 Year Share Certificate | ||
| $1,000 or more | 5.00% | 5.00% |
| 2 Year Share Certificate | ||
| $1,000 - $49,999 | 5.00% | 5.00% |
| $50,000 or more | 5.10% | 5.10% |
| 3 Year Share Certificate | ||
| $1,000 - $49,999 | 4.00% | 4.00% |
| $50,000 or more | 4.10% | 4.10% |
The 1, 2 and 3 Year Certificate dividends are paid quarterly. The dividends are transferred to your Share Savings Account. Minimum deposit $1000.00, additional amounts in $500.00 increments. The certificate dividend is paid quarterly and transferred to your share savings account. Dividends will not be compounded. A penalty will be imposed for early withdrawal which may reduce earnings. This account will automatically renew at maturity at what the current rate is that time. You may prevent renewal if we receive written notice from you before maturity of your intention not to renew or you withdraw the funds in the account at maturity.
Initial share deposit and minimum balance requirement in primary share savings is $25.00.
Dividends are payable from current available earnings and cannot be guaranteed.
Rates are subject to change without notice.