Experience a summer to remember... Apply for Our Summer Loan Special!
Rate as low as 2.99% apr!* Plus you can defer your 1st payment until September 30, 2022!*
Funds can be used for vacations, a pool, home improvements, and more!
School Staff: Open a Summer Pay Club Account
With this club account you can have a certain amount deducted from your pay each payday during the school year. We then disburse it to you over the summer! Stop in and open one today.
New Member Special: We'll Pay Half!
Open a Savings Account by September 30, 2022 and we'll pay half of your required $25 membership deposit!.*
Get all your back to school shopping done with our low rate Visa Credit Cards.
We offer low rates, no annual fee, no balance transfer fee and no cash advance fee!
Need help buying supplies for your class? We can help.
Apply for our Classroom Cash loan...0% apr! Borrow up to $1,000. Repayment is up to 10 months.
We Offer Checking Accounts for Every Stage of Life
myChoice Checking (ages 26 – 64), myLife Checking (ages 16 - 25), myTime Checking (ages 65 and over) and a myChance Checking.
Vote For Your Favorite Photos In Our Photo Calendar Contest!
The 36 photos with the most votes will be featured on our 2023 calendar!
Featured Rates
Turn Your Debit Card On and Off With This Free App
You can stop potential fraud from happening as well as other great features.
We Offer Low Rate Car Loans and Loans for Recreational Vehicles
Plus you can refinance an existing car loan from another lender!
Now offering easy online signing of loan documents.
We do not refinance existing TVTFCU loans.
What’s New at TVTFCU
Read about our current special offers, updates and other information.
What Our
Members
are Saying
"I have been a member at the credit union for over 30 years. Everyone there is beyond helpful and goes above and beyond. The staff are all amazing. From my everyday banking to when I have questions about certain things that I need to have done, I can always count on everyone there. Most recently with my mom passing away and not being sure what to do with her accounts and how to handle things properly everyone at the credit union walked me through what I needed to do. I cannot imagine every changing my banking institute to a "big bank"."
Amy Diaz
Member Since 1991
"I opened my Savings account at the credit union in 2000. Since then, my wife and I have refinanced our home (twice), secured loans for at least six cars, and continue to maintain their services while we move into our retirement years. The staff make every inquiry seem special and easy. Whether over the phone or when you walk into the lobby, they make you feel like family. TVTFCU = Total Value, Teamwork, Friendships, Caring and Understanding. Thanks so much for being there for us."
Mike and Lynne Byrnes
Members Since 2000
"The Tobacco Valley Teachers Federal Credit Union is a welcoming community that fosters support of all its members. My family has been members since 1984. We have received quality assistance no matter what our needs have been. My children are now also members of the credit union and have experienced the warm and friendly environment as well."
Robert Cressotti
Member Since 1984
"TVTFCU is like Home! Everyone is Family! When you walk in everyone knows your name and banking is the second thing that has to happen. My children love to learn how to bank with all of the incentives that TVTFCU provides to teach them how important savings is for life. Thank you for all that you do for our family!"
Katie Hunt
Member Since 1997
"Why do I love the Tobacco Valley Teachers Federal Credit Union? The people of course! I walk through the front door and I feel like I'm home. Everyone is so happy to see me. They are so kind and helpful every time I’m there. I have NEVER been steered in the wrong direction with the advice I have taken from all of them! Thanks for always being there for me!!"
Debbie Roberts
Member Since 1986
"Being a member of the credit union means paying almost no fees but still getting the services of a big corporate bank. I've been a member of the credit union for so many years that I signed the papers for my first car loan in the living room of the Cowles’ home on Frew Terrace in Enfield!! When I call the credit union I always get clear instructions and an answer to my question, and I can go into the office and actually meet with the person I spoke with on the phone!! For the last ten years I’ve used only the credit union for my banking and haven't missed out on any services."
Karen Jones
Member Since 1977
"I have been with the Tobacco Valley Teachers Credit Union for years now and would never go anyplace else. As a matter of fact, I have gotten my niece to sign up and am moving my parents' account also. They are friendly, knowledgeable, and more than willing to help you with anything you need. The rates are great and the personal service I receive is unmatched by any chain bank. They also have really good cookies on Fridays and coffee every day! You can't find a better place!"
Kathie Steinert
Member Since 1974
"Thank you to the Tobacco Valley Teachers Federal Credit Union. I have been blessed to have this wonderful organization take care of me for over twenty-five years. The ladies at the credit union are simply the best! They are patient, professional, personable and trustworthy. They have helped to manage my financial life and because of their professionalism and sincere concern I have enjoyed a sense of confidence and security."
Judie Hourihan
Member Since 1986