A Smart Way to Pay for Education
We have partnered with Sallie Mae Student Loans to offer our members a smart way to pay for their education.
Visa Credit Cards starting at 9.99% apr!*
Get everything on your list this holiday season!
No Annual Fee - No Balance Transfer Fee - No Cash Advance Fee
New Member Special: We'll Pay Half!
Open a Savings Account by September 30, 2023 and we'll pay half of your required $25 membership deposit!.*
Need help buying supplies for your class? We can help.
Apply for our Classroom Cash loan...0% apr! Borrow up to $1,000. Repayment is up to 10 months.
Need money to make home improvements? Tap into the equity in your home.
Apply for a Fixed Rate Home Equity Loan or Home Equity Line of Credit while rates are still low! Plus NO closing costs!
Join Our Team! We're hiring!
We are a not-for-profit, member-owned financial co-operative that has been helping our members achieve financial wellness for over 85 years.
Featured Rates
What’s New at TVTFCU
Read about our current special offers, updates and other information.
Discounts on Auto & Home Insurance
Scan the QR Code for a Free Quote
We partner with Liberty Mutual to offer you exclusive savings!
We Offer Low Rate Car Loans and Loans for Recreational Vehicles
Plus you can refinance an existing car loan from another lender!
Now offering easy online signing of loan documents.
We do not refinance existing TVTFCU loans.
What Our
Members
are Saying
"I have been a member at the credit union for over 30 years. Everyone there is beyond helpful and goes above and beyond. The staff are all amazing. From my everyday banking to when I have questions about certain things that I need to have done, I can always count on everyone there. Most recently with my mom passing away and not being sure what to do with her accounts and how to handle things properly everyone at the credit union walked me through what I needed to do. I cannot imagine every changing my banking institute to a "big bank"."
Amy Diaz
Member Since 1991
"I opened my Savings account at the credit union in 2000. Since then, my wife and I have refinanced our home (twice), secured loans for at least six cars, and continue to maintain their services while we move into our retirement years. The staff make every inquiry seem special and easy. Whether over the phone or when you walk into the lobby, they make you feel like family. TVTFCU = Total Value, Teamwork, Friendships, Caring and Understanding. Thanks so much for being there for us."
Mike and Lynne Byrnes
Members Since 2000
"The Tobacco Valley Teachers Federal Credit Union is a welcoming community that fosters support of all its members. My family has been members since 1984. We have received quality assistance no matter what our needs have been. My children are now also members of the credit union and have experienced the warm and friendly environment as well."
Robert Cressotti
Member Since 1984
"TVTFCU is like Home! Everyone is Family! When you walk in everyone knows your name and banking is the second thing that has to happen. My children love to learn how to bank with all of the incentives that TVTFCU provides to teach them how important savings is for life. Thank you for all that you do for our family!"
Katie Hunt
Member Since 1997
"Why do I love the Tobacco Valley Teachers Federal Credit Union? The people of course! I walk through the front door and I feel like I'm home. Everyone is so happy to see me. They are so kind and helpful every time I’m there. I have NEVER been steered in the wrong direction with the advice I have taken from all of them! Thanks for always being there for me!!"
Debbie Roberts
Member Since 1986
"Being a member of the credit union means paying almost no fees but still getting the services of a big corporate bank. I've been a member of the credit union for so many years that I signed the papers for my first car loan in the living room of the Cowles’ home on Frew Terrace in Enfield!! When I call the credit union I always get clear instructions and an answer to my question, and I can go into the office and actually meet with the person I spoke with on the phone!!
Karen Jones
Member Since 1977
"I have been with the Tobacco Valley Teachers Credit Union for years now and would never go anyplace else. As a matter of fact, I have gotten my niece to sign up and am moving my parents' account also. They are friendly, knowledgeable, and more than willing to help you with anything you need. The rates are great and the personal service I receive is unmatched by any chain bank. They also have really good cookies on Fridays and coffee every day! You can't find a better place!"
Kathie Steinert
Member Since 1974
"Thank you to the Tobacco Valley Teachers Federal Credit Union. I have been blessed to have this wonderful organization take care of me for over twenty-five years. The ladies at the credit union are simply the best! They are patient, professional, personable and trustworthy. They have helped to manage my financial life and because of their professionalism and sincere concern I have enjoyed a sense of confidence and security."
Judie Hourihan
Member Since 1986