Savings Rates
The credit union offers competitive dividend rates for accounts such as our Share Savings Account, Summer Pay Club, Holiday Club, Money Market Account and on our various Share Certificates.
Share Savings Rates as of January 27, 2023
Type of Account | Prospective Annual | Prospective Annual |
|---|---|---|
| Regular Share Savings Account* | .01% | .01% |
| Kirby Kangaroo Club* | .01% | .01% |
| iSave Teen Club* | .01% | .01% |
| Summer Pay Club | .01% | .01% |
| Holiday Club | .01% | .01% |
| Health Savings Account (HSA) | .01% | .01% |
The above dividends are computed on your daily balance and paid quarterly. The dividend rate may change after the account is opened. The minimum balance required is $25.00 to earn the Annual Percentage Yield. Any fees incurred could reduce the earnings on the account.
Money Market Savings | Prospective Annual | Prospective Annual |
|---|---|---|
| $2,000 - $9,999 | .10% | .10% |
| $10,000 - $49,999 | .20% | .20% |
| $50,000 and up | .25% | .25% |
Money Market dividends are computed on your average daily balance and paid quarterly. Dividends are payable from current available earnings and cannot be guaranteed. Rates are subject to change without notice.
Share Certificates | Prospective Annual | Prospective Annual |
|---|---|---|
| SHARE CERTIFICATE SPECIAL: VALID THROUGH MARCH 31, 2023 | ||
| 9 Month Share Certificate | ||
| $25,000 or more | 4.00%1 | 4.00%1 |
| 15 Month Share Certificate | ||
| $1,000 or more | 4.00%1 | 4.00%1 |
| 1 Year Share Certificate | ||
| $1,000 or more | 2.25% | 2.25% |
| 2 Year Share Certificate | ||
| $1,000 - $49,999 | 2.50% | 2.50% |
| $50,000 or more | 2.60% | 2.60% |
| 3 Year Share Certificate | ||
| $1,000 - $49,999 | 2.75% | 2.75% |
| $50,000 or more | 2.85% | 2.85% |
1Our Share Certificate Special is valid from January 27 - March 31, 2023. 9 Month Share Certificate is valid on money not currently on deposit at the credit union. Minimum certificate $25,000; additional amounts in $500 increments. 15 Month Share Certificate, minimum certificate $1,000; additional amounts in $500 increments. Membership eligibility required. Certificate dividends are paid quarterly. Dividends are not compounded and are transferred to your share savings account. Penalties for early withdrawal apply. Limited time offer and may be withdrawn at any time without notice. Share Certificate funds will be transferred to your regular Share Savings Account upon maturity.
Minimum deposit $1000.00, additional amounts in $500.00 increments. The certificate dividend is paid quarterly and transferred to your share savings account. Dividends will not be compounded. A penalty will be imposed for early withdrawal which may reduce earnings. This account will automatically renew at maturity at what the current rate is that time. You may prevent renewal if we receive written notice from you before maturity of your intention not to renew or you withdraw the funds in the account at maturity.
Initial share deposit and minimum balance requirement in primary share savings is $25.00.
Dividends are payable from current available earnings and cannot be guaranteed.
Rates are subject to change without notice.