Checking Accounts

Share Draft Accounts

Are you content with paying steep fees on your checking account with another financial institution, simply because switching would be too much of a hassle? Tobacco Valley Teachers Federal Credit Union can make switching your checking account hassle-free with our easy Switch Kit. Once you make the switch, we guarantee that you'll love the results, thanks to the benefits that our checking accounts offer! Plus you'll be able to take advantage of all our member discounts. Contact us today to open a Checking Account!

myChoice Checking Account (ages 26 – 64)

myLife Checking Account1 (ages 16 - 25)

Everything in myChoice Checking PLUS

myTime Checking Account (ages 65 and over)

Everything in myChoice Checking PLUS

  • 1 FREE Money Order or Cashier’s Check per month
  • FREE Account Reconciliation twice per year (we will help you balance your account)
  • FREE Checks (plus free shipping)

myChance Checking Account2

Everything in myChoice Checking

At TVTFCU, we're here to help you achieve financial wellness. Therefore, we are pleased to offer our myChance Checking (Draft) Account. This account is especially for those who have been denied checking accounts due to past credit histories. Open one today and you’ll also be able to take advantage of all our members discounts.

*Upon TVTFCU’s approval, you will be able to deposit checks into your account.

1For the myLife Checking (Draft) Account members under the age of 18 must have a parent/guardian co-signer.
To receive the loan discounts, the member must be age 18 and over and have their loan payment automatically deducted from their 
myLife Checking (Draft) Account.

2A myChance Checking (Draft) Account will have a $10.00 per month service charge applied.
The account will be monitored for 1 year and will be closed if it is in a negative balance for 30 days or if the account produces more than 3 Non-sufficient Funds (NSF) within the first year. After 1 year, the account will be moved over to one of our other Checking accounts with no monthly fee.

Payments of Overdrafts

The credit union will not notify you if your account does not have available funds to pay an overdraft. If you feel this might be an issue to you, it will be your responsibility to review your account either through our FREE online Virtual Branch, FREE Mobile Banking App or by calling our automated phone system known as CARLA. You can access CARLA 24/7 by calling 860-253-6884 or 888-448-6670.

Order Checks

The credit union provides checks that you may purchase for a lower cost than from Harland Clarke and most other retailers. Save money by re-ordering with us! Members ages 17 and younger with a myLife Checking and members ages 65 and over with a myTime Checking receive FREE Checks and FREE shipping. Please contact us to place your order.

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