Credit Cards

Visa Credit Cards
The credit union offers two low rate Visa Credit Cards.
You'll enjoy great benefits with our Visa Classic or our Visa Platinum Credit Card.

NO ANNUAL FEE
NO CASH ADVANCE FEE
NO BALANCE TRANSFER FEE

Transfer your existing high balances from another lender and save money!

Plus you'll receive these benefits from Visa:

Auto Rental Discounts
Travel Reservation Services
Bonus Travel Dividends
No Cost Travel Accident Insurance

Lost Key Return System
Pharmacy Discounts
Eyewear Discounts
Payment Card Registration

Visa Classic Credit Card with ScoreCard Rewards & Visa Platinum Credit Card
Description	Visa Classic Credit Card with Scorecard Rewards	Visa Platinum Credit Card
Annual Percentage Rate for Purchases	11.88%	9.99%
Annual Percentage Rate for Transfer Balances & Cash Advances	11.88%	9.99%
Grace period	25 day grace period on purchases only. No grace period on cash advance or balance transfers.	25 day grace period on purchases only. No grace period on cash advance or balance transfers.
Minimum Monthly Payment	3.00% of the balance or $25, whichever is greater.	3.00% of the balance or $25, whichever is greater.
Annual Fee	None	None
Cash Advance Fee	None	None
Balance Transfer Fee	None	None
Late Payment Fee	$30.00	$30.00

The method of computing the balance for purchases, is the average daily balance method
(including new purchases).

Visa Loanliner Disclosure - Page 1> Visa Loanliner Disclosure - Page 2>

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SCORECARD REWARDS: This program gives you the flexibility to earn points redeemable for exciting awards. View point balance, search and view awards, create wish lists, update your profile and more. Redeem points online for merchandise and travel awards. Your first year of points, if not redeemed, will expire March 31st of the fifth year. This will continue each year thereafter.

Click here» for more information.

ACCESS YOUR VISA CREDIT CARD INFO: You can access your Visa Credit Card account anytime, anywhere, 24 hours a day/7 days a week through our eZCard cardholder services. As an added benefit you can make your Visa payment at the credit union and by mail in addition to our online eZCard website.

Click here» to enroll in this valuable service.

RFID DEBIT CARD/CREDIT CARD SLEEVE: The credit union offers our members RFID sleeves for your TVTFCU debit card and/or TVTFCU Visa credit card. These sleeves are designed to prevent thieves from being able to remotely scan the digital information stored on your debit and credit card. You may receive one sleeve free per card. Additional sleeves may be purchased for $1.00 each.

AUTO RENTAL COLLISION DAMAGE WAIVER: Count on built-in Auto Rental Coverage and save money by saying no at the counter and rent with your covered TVTFCU Visa Credit Card. To learn more about this benefit or to file a claim, go to www.eclaimsline.com or call 800-348-8472. If you are outside the U.S., you can call collect to 804-673-1164. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered TVTFCU Visa Credit Card to secure transactions. Please refer to your Benefit Guide for futher details.

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