Credit Cards
Visa Credit Cards
The credit union offers two low rate Visa Credit Cards.
You'll enjoy great benefits with our Visa Classic or our Visa Platinum Credit Card.
- NO ANNUAL FEE
- NO CASH ADVANCE FEE
- NO BALANCE TRANSFER FEE
Transfer your existing high balances from another lender and save money!
Plus you'll receive these benefits from Visa:
|
|
Visa Classic Credit Card with ScoreCard Rewards & Visa Platinum Credit Card | ||
Description | Visa Platinum Credit Card | |
Annual Percentage Rate for Purchases |
11.88% |
9.99% |
Annual Percentage Rate for Transfer Balances & Cash Advances |
11.88% |
9.99% |
Grace period |
25 day grace period on purchases only. |
25 day grace period on purchases only. |
Minimum Monthly Payment |
3.00% of the balance or $25, |
3.00% of the balance or $25, |
Annual Fee |
None |
None |
Cash Advance Fee |
None |
None |
Balance Transfer Fee |
None |
None |
Late Payment Fee |
$30.00 |
$30.00 |
The method of computing the balance for purchases, is the average daily balance method
(including new purchases).
Visa Credit Card Loanliner Disclosure
2APR = Annual Percentage Rate. All purchases, balance transfers and cash advances made from November 1 - December 31, 2020 will be at the rate of 3.99% apr for 12 months then the remaining balance will revert to the prevailing rate. The promotional rate is one year from your 1st balance transfer, purchase or cash advance made during the promotional period. Existing TVTFCU Visa Credit Card balances cannot be transferred to our low rate special.
SCORECARD REWARDS: This program gives you the flexibility to earn points redeemable for exciting awards. View point balance, search and view awards, create wish lists, update your profile and more. Redeem points online for merchandise and travel awards. Your first year of points, if not redeemed, will expire March 31st of the fifth year. This will continue each year thereafter.
Click here» for more information.
ACCESS YOUR VISA CREDIT CARD INFO: You can access your Visa Credit Card account anytime, anywhere, 24 hours a day/7 days a week through our eZCard cardholder services. As an added benefit you can make your Visa payment at the credit union and by mail in addition to our online eZCard website.
Click here» to enroll in this valuable service.
RFID DEBIT CARD/CREDIT CARD SLEEVE: The credit union offers our members RFID sleeves for your TVTFCU debit card and/or TVTFCU Visa credit card. These sleeves are designed to prevent thieves from being able to remotely scan the digital information stored on your debit and credit card. You may receive one sleeve free per card. Additional sleeves may be purchased for $1.00 each.
AUTO RENTAL COLLISION DAMAGE WAIVER: Count on built-in Auto Rental Coverage and save money by saying no at the counter and rent with your covered TVTFCU Visa Credit Card. To learn more about this benefit or to file a claim, go to www.eclaimsline.com or call 800-348-8472. If you are outside the U.S., you can call collect to 804-673-1164. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered TVTFCU Visa Credit Card to secure transactions. Please refer to your Benefit Guide for futher details.