Fee Schedule for Services
Effective July 1, 2009
All fees will have a transaction code of "SK" on statement followed by a description.
Easy Steps to Avoiding Fees and Save Some Money
- Only use your ATM card for a cash withdrawal at a SUM or CO-OP Network machine.
- For purchases select "credit" and sign for your transaction do not use your PIN, the money still comes out of your checking account
- Pay your bills for free online and avoid the cost of stamps
- Keep track of your accounts online and avoid overdrafts
- Notify the credit union when you change your address
- Keep your account active and aviod the inactive account fee
Share Draft/Checking Fees:
|
 Overdraft/NSF Check
Overdraft Transfer from Shares fee
Place Stop Payment
Copy of paid draft (check)
Copy of paid draft (check) online through HFS
Reconciliation of account
Reconciliation of account
|
$25.00 per item
$7.50 per item
$25.00 per item
$5.00 per item
FREE
$10.00 first time
$25.00 second time and on
|
A.T.M./Debit Card Fees:
|
Unlimited ATM/Debit Transactions
No ATM fees at any SUM or CO-OP Network ATM
ATM/Debit Card
Rushed Replacement ATM/Debit Card Order
|
(other financial institutions may charge you)
FREE
$35.00
|
Money Market Savings Fees:
|
Transfers thru CARLA or online, limit 6 per month
Beyond limit of 6 per month, each transfer
|
FREE
$10.00
|
Electronic Funds Fees:
|
ACH / NSF Return
Overdraft Transfer from Shares fee
Place Stop Payment
|
$25.00 per item
$7.50 per item
$25.00 per item
|
Miscellaneous Items:
|
Visa Classic or Platinum late payment fee
Visa Classic or Platinum over the limit fee
Visa Classic or Platinum return check fee
Installment Loan late payment fee
Lien Release Letter
Mortgage Release Discharge requested by
another party
Subordination agreements
Wires in/out domestic
Wires in/out foreign
Foreign check collection
Any check deposited to your account and
returned for Insufficient funds
Inactive Account Fee
(after 1 year; excluding 18yrs and younger)
Returned mail / incorrect address fee
Official Credit Union check payable to 3rd party
Processing of levies, garnishments, executions,
subpeonas and escheatments
Home Financial Services / Internet banking
Bill Pay Service
E-Statements
Copy of statement (Account, Visa, HELOC stmt.)
|
$20.00
$20.00
$25.00
$20.00
$10.00
$25.00
$25.00
$20.00
$40.00
$20.00
$25.00
$3.00
$3.00
$3.00
$25.00
FREE
FREE
FREE
$5.00 per statement
|
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